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SSDI

5/17/2013

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        Social Security Disability Insurance [SSDI] is being presented by attorneys on their television commercials to be an entitlement to anyone that has some kind of disability. While it does fall under the heading of an entitlement program within the government, there is a list of very clear and specific criteria that need to be met to receive this benefit. [go to Social Security Adminstration for details] The first point being that is an insurance benefit that you must have paid into to be eligible to receive it. They mislead us.
        The second point that irritates me about these commercials is that it continues to promote the idea that if you have an illness or injury, you can't do anything ever again. Your last hope is to let the government take care of you because you're worthless. It lets them define how people with disabilities should respond and react to their situation; the lawyers will make sure that someone pays for your situation [even a facial scar].
        Last, they don't mention that should you use them to seek an SSDI benefit, they take 25% of your first benefit check. This check is usually larger than a monthly benefit amount because most receive this first one months after they became eligible.
        Just because you have a disability doesn't mean your life has ended, but, I'm sure it has changed.
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